Monday to Friday, 8am to 6pm

Car Finance

We’ll work with you to help you find the most suitable financing option for you.

How does it work?

Vehicle purchases are often some of the most significant costs faced by any business or individual. We’ll work with you to help you find the most suitable financing option for you.

Take a look at the key types of Car Finance below:

Hire Purchase (Business and Individual)

Hire Purchase agreements are ideal for customers who want to own the vehicle at the end of the finance agreement. The finance company will purchase the vehicle on your behalf, and you will make monthly payments over a pre-agreed length of time. Once the terms of the finance agreement have been met, full ownership of the vehicle will be transferred to the customer.

PCP (individual only)

Personal Contract Purchases (PCP) are another form of car finance that have become extremely popular in recent years. Unlike Hire Purchase, PCP deals involve a series of smaller monthly payments, with a larger payment due at the end of the agreement.

If you do not wish to pay this lump sum at the end of the agreement, you can simply hand the vehicle back, or use the value of this as a deposit for another agreement.

Contract Hire (Business and Individual)

Contract Hire (BCH or PCH) is based on a fixed term contract where the business or individual pay an agreed monthly charge for the use of a vehicle for an agreed period of time. 

Why choose Evangate?


After a short phone call to gather some background information about you and your business needs, we’ll get to work on sourcing the best deal for you.


We understand that when securing finance, time is of the essence.  We will have a decision in principle to you within 48 hours of having all necessary documentation.


We are strong believers in regular face-to-face meetings with our customers.  This allows us to really get to know your business and focus on developing long-term relationships


With over 20 years experience in providing finance for small-medium businesses, we are perfectly placed to help you find the correct solution for your business. And, with our extensive network of trusted professionals, in the unlikely event that we can’t personally  help you, we’ll connect you with someone that can.

Get in touch today to see how we can help your business growth or new car purchase through Car Finance.

Worried about having a poor credit rating? Don’t be!

We have a range of specialist lenders who will consider the full range of credit applications on a case-by-case basis. Check out our Adverse Credit page.