Monday to Friday, 8am to 6pm

Business Loans UK

Helping all types of UK businesses arrange low rate loans

Looking for business loans in the UK? Evangate Financial Services can help.

We work with all types of businesses, from start-ups, small businesses, to established companies – and we can provide quick access to both secured and unsecured business loans.

Getting a business loan with affordable rates is often the simplest way to inject money into your business to facilitate growth, or to purchase more stock, assets, boost marketing spend, or simply to pay one off bills towards repairs or HMRC.

If your company needs a loan quickly without the hassle of dealing with high street banks and large lenders, our team will help. In many cases, a loan can be arranged with just one phone call.

As business loan brokers based in the UK, we have 150 lenders who offer our customers low rates. We can even help arrange business loans for bad credit companies. Give us a try today.


Helping sort business loans in the UK for 15+ years

Borrow up to 100% of net asset finance cost

Borrow up to


of the loan amount

Calculator image to indicate spreading payments over 12 to 84 months

spread the cost

12 to 84


Pillars image to depict best deals from approved finance lenders




Image to illustrate a quick finance quote


1 - 2 days


Image of person to indicate dealing with one broker

deal with


person from start to finish

Unsecured Business Loans

Unsecured business loans are ideal for those looking for quick access to funds. Unsecured loans are also helpful for those businesses who have little or no property or assets.

Unsecured business loans are available from as low as £5,000.

The upper loan limit is dependant on your current business performance and to the extent at which you can offer a personal guarantee.

This is particularly beneficial to smaller companies. However, the interest rates tend to be higher than secured business loans.

The unsecured business loans can be tailored for individual circumstances and you can repay the loans early to save on interest if you wish. 

Speak with one of our loan brokers today, it only takes a few minutes.

Secured Business Loans

If you want larger cash amounts and want to pay lower interest rates, a secured business loan might be a better option.

Secured business loans are available from upwards of £25,000, and offer much lower interest rates.

If you have assets such as property, vehicles or equipment, these can be used as collateral to make the loan deal more affordable – as the lender has security over the assets.

The maximum loan amount is determined by the value of the asset(s).

Using assets for security also increases the likelihood of the business loan being approved, especially if your business has bad credit history, or very little credit history.

If you are looking for a secured business loan and have assets that can be used as security, speak with one of our business brokers today. We are sure that we can help you get a great deal.


Small Business Loans

Small business loans are a convenient way of accessing cash to deal with everyday business transactions.

Whether that be to purchase new equipment, invest in building renovations, put towards recruiting more staff or generally to boost working capital. Using a small business loan to aid cash flow is viable option.

Small business loans are simple to understand. One of our approved lenders will provide cash to you upfront, you then repay the agreed payments (with interest and any fees) over an agreed period.

Certain lenders may offer flexible payment options which take into account seasonal trends or manufacturing cycles. They may also offer early repayment options to reduce the amount of interest.

Contact us today, to see what small business loan deals (secured or unsecured) we can help arrange for you.

Whilst we are speaking, you may want to explore other options such as invoice finance or asset finance – which could reduce your outgoings.

Business Loan Broker

Kyle Robertson takes delight in helping arrange loans for UK businesses. He has years of experience as a business loan broker, and during that time he has secured great loan rates for his customers.

He feels that it is unfair when people apply for business loans from banks – who then turn them away because they don’t have security or they are applying for a business loan with bad credit.

His aim is to ensure that his customers get the lowest business loan rates possible. That is why his customers leave the hassle of finding the best unsecured & secured loan deals in the market to him.

Photo of Kyle Robertson the founder of financial services broker EvangateFS



After a quick call to discuss the type of business loan you want and how you will use the money, we will start sourcing the best loan deals for you.

Start by completing the form or by calling us.



We understand that when you want to quickly get the loan funds into your account, time is important.

We will have a decision in principle to you within 24 hours* of receiving the necessary documentation.



We guarantee to provide you with a personal and friendly service.

This allows us to really get to know your business and focus on developing a strong, long-term relationship with you.

Business Customers We Have Helped

Our customers love it when we make their life easier, especially with the rates we can offer.

When you need cash to grow, use as working capital, pay bills, buy stock or for marketing, speak to us.

Put us to the test, we want to make you as happy as our other customers.

Next Step

Leave the hassle of arranging a business loan to us. We will be delighted to provide you with free business loan quotes.

Contact us today by completing the form above or by calling 0800 488 0230. 

(Telephone lines are open between Monday to Friday, 8am to 6pm)

Business Loan FAQs

A small business loan in the UK typically works by the business owner borrowing a set amount of money from a lender, and repaying that money over an agreed period of time – usually between one and five years. The interest rate on the loan will be fixed for the duration of the agreement, meaning that your monthly repayments will stay the same even if interest rates rise. This can give you some peace of mind when it comes to managing your finances.
There are a number of advantages to taking out a business loan. Perhaps the most obvious advantage is that it can provide your business with the funds it needs to grow or expand. Secondly, a loan can help you to diversify the services that you offer. Another advantage of a business loan is that it can help you to improve your credit rating. A good credit rating is essential for businesses as it can make it easier to secure additional funding in the future, whether in the form of loans or investment.

There is no one "lowest" interest rate for business loans. Generally speaking, secured business loans offer lower interest rates than unsecured loans.

Interest rates will vary depending on the lender, the loan amount, and other factors. However, some lenders may offer lower interest rates to businesses that are in good standing with excellent credit scores. It's important to shop around and compare interest rates. Speaking to a business loan broker is a good idea in order to find the best deal.

There are a variety of different business loans available, each with its own set of terms and conditions. Some of the most common types include:

Commercial mortgage: A loan taken out to purchase commercial property - usually office buildings or retail space.

Working capital loan: A short-term loan used to finance the day-to-day operations of a business. This type of loan is typically used to cover expenses such as payroll and supplier payments.

Term loan: A long-term loan that is repaid over a period.

A business loan can last anywhere from a few months to a few years, depending on the terms of the loan. The repayment schedule is also variable, with some loans requiring monthly payments and others allowing for quarterly or even yearly payments. Ultimately, it depends on the specific loan agreement between the lender and the borrower. However, most small business loans have a relatively short repayment schedule compared to other types of loans.
Generally, unsecured business loans do require a personal guarantee. This means that if the business is unable to repay the loan, the lender can come after the guarantor for repayment. Personal guarantees can take various forms, but often involve putting up collateral (such as a home or other property) to secure the loan. In some cases, a business owner may be required to sign a personal guaranty, which is a legally binding document that makes them personally responsible for repaying the loan if the business cannot do so. With secured business loans, the guarantee tends to be in the value of any assets put up for security.
There are a few things that can happen if you don't pay back a business loan. For unsecured loans, the lender will call upon the personal guarantee that you will have made. For secured loans, the lender will seek to recover any unpaid repayments from the assets that you put up as collateral. These will be sold by the lender. The lender may also take legal action against you and could report the unpaid business loan to relevant credit bureaus which will tarnish your credit report / history.

*Terms and Conditions apply – our finance specialists in the UK will explain the options available when we speak with you.