Monday to Friday, 8am to 6pm

Rural Finance Specialists

Arranging affordable finance for rural businesses

Do you need quick access to rural business loans to help support your farm, purchase rural land or to diversify your business?

Are you struggling to speak with a company who specialise in rural finance and who truly understand your situation?

Evangate FS help UK farmers and small business owners access affordable finance to turn their ideas into reality.

Whether you want to refinance existing assets to purchase new farm machinery or buildings, access money to open a farm shop, an equestrian centre or to diversify into caravan sites or outdoor activity centres.

As rural finance brokers, we have over 100 lenders who are willing to fund rural businesses. 


Arranging rural finance loans at great rates for 10+ years

Borrow up to 100% of net asset finance cost

Finance up to


of the net cost

Calculator image to indicate spreading payments over 12 to 84 months

spread the cost

12 to 84


Pillars image to depict best deals from approved finance lenders




Image to illustrate a quick finance quote


1 - 2 days


Image of person to indicate dealing with one broker

deal with


person from start to finish

Rural Financing

We help farmers to diversify and business owners to expand their operations by helping them with rural finance facilities.

Rural financing helps businesses source funding out-with traditional agricultural finance. People often associate buying ploughs, combine harvesters etc with farming. But log cabin holiday parks, caravan sites and equestrian centres as being “rural” businesses.

If you are looking for a rural finance facility to expand your farm or local business, we can arrange finance for:

  • Farm Shops
  • Rural Land
  • Farm Machinery
  • Buildings & Sheds
  • Log Cabins
  • Food Processing
  • Glasshouses
  • Caravan & Camping Sites
  • Outdoor Activity Centres
  • Cat & Dog Kennels
  • Wind Turbines & Solar Panels
  • Fisheries & Livestock
  • 4x4 Vehicles
  • Vertical Farms

Types of Rural Finance

Hire Purchase

HP is perfect for customers who want to own the equipment at the end of the agreement.

After paying a small deposit you then pay monthly payments over an agreed period.

Once the terms of the agreement have been met, full ownership is transferred to you.


A rural business loan is one of the simplest options.

The loan amount, repayment period and terms are agreed between you and the lender.

Business loans can be secured or unsecured. Unsecured loans often require a personal guarantee whereas, secured loans are valued against existing assets you own.

Contract Hire

Contract hire is based on a fixed term contract.

A business, or you as an individual, pay an agreed monthly charge for the use of a vehicle or equipment for an agreed period of time.

When the contract ends, you simply return the item or arrange a new contract for another one.

Asset Refinance

Release cash quickly from existing assets that you own.

A rural finance company will purchase the asset from you (vehicles, machinery etc.), then finance them back to you at an agreed rate and term.

This releases immediate working capital for you to invest elsewhere.

Finance Leasing

Leasing can give you access to the latest equipment.

Leasing is another simple way to get access to new equipment.

You rent the item from a finance company for an agreed period of time. At the end of the agreement, simply return the item, extend the lease or buy it from the finance company.


Rural mortgages can be used to buy property or land.

Specialist rural mortgage lenders offer shorter terms of 2 – 5 years for land purchases.

If you want to buy a farm or smallholding, many lenders offer longer terms (up to 25 years) as well as  bridging loan facilities. 

Rural Asset Finance

If you want to invest in new farm equipment, purchase more land or if you are looking for sustainable energy sources such as wind farms, solar panels or ground source heat pumps, rural asset finance may be the option for you.

You can unlock the value in your existing assets today to fund new machinery or projects by contacting Evangate Financial Services. We have been helping with rural asset services for 10+ years.

Credit Rating

We can arrange finance for most rural businesses no matter their financial history. If you have an adverse credit rating, contact us to see how we can work with you.

Rural Finance Brokers

Kyle Robertson is the owner of Evangate Financial Services and has over 10 years experience of securing great finance rates for rural projects and UK farmers. 

He is based in Scotland and has a rural finance lender network spanning the UK. This allows him to offer better rates than most local commercial lenders. 

His passion is finding the best deal for his customers – many of whom have become long-term friends. That is why customers trust Kyle to take the hassle out of arranging their rural finance.

Photo of Kyle Robertson the founder of financial services broker EvangateFS



After a quick call to gather some information about the finance you are looking for, we’ll start sourcing the best deal for you.

Start by completing the form or by calling us.



We understand that when you want to get your project moving, time is a big factor.

We will have a decision in principle to you within 24 hours* of receiving the necessary documentation.



We guarantee to provide you with a personal and friendly service.

This allows us to really get to know your business and focus on developing a strong, long-term relationship with you.

Delighted Customers We Have Helped

We can offer rural finance rates to most people no matter their financial status.

If you have a poor finance credit rating, speak to us today to see what we can do.

Next Step

To receive a free no obligation finance quote, contact us today by completing the form above or by calling us on 0800 488 0230.

(Telephone lines are open between Monday to Friday, 8am to 6pm)

*Terms and Conditions apply – our finance specialists in the UK will explain the options available when we speak with you.