Monday to Friday, 8am to 6pm


We help quickly release cash for UK registered companies.

Are you a UK company who needs quick access to funds to ease cash flow challenges, to grow your business or to purchase new services or equipment?

Perhaps you don’t have time to chase late paying debtors?

You won’t have to worry about arranging bank loans, increasing credit card or overdraft limits when you unlock the value in your invoices.

Contact us today to discuss how an invoice finance facility can help your business free up cash.


Helping UK companies with invoice finance for over 10 years

Borrow up to 100% of net asset finance cost

Release up to


OF Your Invoice value instantly

Calculator image to indicate spreading payments over 12 to 84 months

No setup fee


No hidden fees

Pillars image to depict best deals from approved finance lenders

For SME's with


Turnover - new starts welcome

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Trial Period

90 days

Cancel Anytime

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deal with


person from start to finish

Invoice Financing

Stop waiting on your clients paying invoices to receive cash owed to you.

With invoice financing you will receive funds into your account within 24 hours of raising an invoice.

Our funders get paid when your client settles the invoice.

We have two main options available:

  • Invoice factoring
  • Invoice discounting

Credit Rating

We can arrange invoice factoring or invoice discounting for most B2B companies. If you are a start-up company, speak to us today to see how we can help, as it’s the credit history of your clients that matters – not you!

Invoice Factoring

A popular business finance option is ‘invoice factoring‘ also referred to as ‘debt factoring’. This allows businesses to focus on servicing their clients, instead of chasing them for payment.

As a third-party invoice finance company, our lenders effectively ‘buy’ your invoices – paying you a lump sum up-front. They then take ownership of collecting the invoice payments from your clients.

Once payment is received,  the remaining balance is transferred into your account minus any fees.

We take care of all the transactions to make your life easier.

How It Works

1. You supply the goods or services to your clients as normal, then issue an invoice to them

2. You are paid up to 90% of the invoice value into your account within 24 hours

3. We collect the invoice payments from your clients when it is due

4. The remaining balance is then transferred to you minus our fees

Invoice Discounting

The alternative option is ‘invoice discounting‘ also known as ‘discount invoicing’.

This offers the same benefits as invoice factoring – with cash released quickly to you once invoices have been issued.

Our lenders effectively ‘buy’ your invoices – paying up to 90% of their value within 24 hours.

The main difference is, you are responsible for chasing your clients for payment of the invoices.

This has the benefit of your clients not being aware that you are using an invoice finance facility – it is totally confidential.

How It Works

1. You supply the goods or services to your clients as normal, then issue an invoice to them

2. Our lenders pay up to 90% of the invoice value into your account within 24 hours

3. You are responsible for collecting invoice payments from your clients when it is due

4. Once the client pays in full, our lenders transfer the remaining balance minus any fees into your account

Low Risk 90 Day Trial

Many business owners appreciate how useful invoice financing is once they have tried it.

Try our business invoice finance services for 90 days to see how it will help unlock the potential of your own business.

You can cancel at any time – so it is low risk*.

It’s a flexible finance option if you:

  • Provide goods/services to other businesses
  • Are registered in the UK
  • Offer 30 days or more credit terms
  • Want access to cash quickly
  • Don't like chasing payments

Business Invoice Finance Company

Evangate FS are one of the UK’s leading invoice finance brokers for companies in Scotland, England, Wales and Northern Ireland.

We know that running a business is not an easy task, especially when you are trying to juggle day-to-day operations and chase clients for late or unpaid invoices.

That is why business owners and finance directors trust us to get them the best finance deal we can. They rely on us to keep the cost of invoice financing to a minimum and to offer a confidential invoice finance facility.

Many of those who we help have become repeat customers and friends.

Leave it to us to take the hassle out of arranging your invoice finance.

Photo of Kyle Robertson the founder of financial services broker EvangateFS



After a quick call to gather some information about your business, we’ll get to work on sourcing the best deal for you.

Start by completing the form below or by calling us now.



We understand that when looking to receive cash from invoices, time is of the essence.

We will have a decision in principle to you within 24 hours* of receiving the necessary documentation.



We guarantee to provide you with a personal and friendly service.

This allows us to really get to know your business and focus on developing a strong, long-term relationship with you.

Satisfied Business Owners We Have Helped

We can provide finance to most B2B companies no matter their financial status.

If you happen to have a poor credit rating, speak to us today to see how we can help.

Next Step

To receive a free no obligation finance quote, contact us now by completing the form above or by calling us on 0800 488 0230.

(Telephone lines are open between Monday to Friday, 8am to 6pm)

What Business Owners Ask

You are more than likely spending your time focusing on winning new clients and servicing your existing portfolio, instead of learning about invoice finance companies.

To save you time, we have answered some of the common questions we get asked:

Invoice finance works by effectively ‘selling’ client invoices that have been raised to a lender. The lender will advance up to 90% of the invoice value often within 24 hours. The lender recovers the money (minus any fees) once the client has paid. They will also then transfer any remaining balance from the invoice total to you.

Invoice finance can be useful for businesses of all sizes to help release cash tied up in unpaid invoices. This can be a beneficial solution to improve cash flow situations. However, invoice financing is not a substitute for generating revenue or sales.

Invoice financing fees will depend on the lender and the type of financing – factoring or discounting. Typical costs range from 0.2% to 0.5% for invoice discounting, with invoice factoring costs between 0.75% to 2.5% of turnover. Use an invoice finance broker to get the best rates.

*Terms and Conditions apply – our finance specialists in the UK will explain the process when we speak with you.