When it comes to farm and agricultural mortgages, there are several reasons why you might need specialist help with finance:
1) You are looking to buy additional farmland or expand your agricultural holdings
2) You want to refinance existing farm debt on more favourable terms
3) You are searching for more competitive agricultural mortgage rates
4) You have a complex rural lending requirement that high street lenders are unable to help with
At Evangate FS, we work with leading farm mortgage lenders across the UK. We make it our goal to help farmers and rural businesses secure the best possible farm mortgage deals.
We make arranging finance for farmland and farm buildings simple and stress free.
Contact us today for a quick, no-obligation chat with one of our brokers to find out what rates we can secure for your farm or agricultural mortgage.
An agricultural/farm mortgage is a specialist loan designed for farmers, landowners, and rural businesses who want to buy, refinance, or invest in farmland and agricultural property.
Unlike a standard commercial mortgage, an agricultural mortgage is tailored to the unique financial cycles of farming – with flexible repayment options that can align with seasonal income, harvest cycles and other irregular cash flows that are part of everyday farming life.
A farm mortgage can be used for many different purposes, including purchasing additional farmland, buying farm buildings such as barns and storage facilities, refinancing existing debt, or funding diversification projects such as agritourism, renewable energy, or food processing.
Agricultural mortgages are available to farm owners, rural landowners, agricultural tenants, equestrian businesses, horticultural enterprises and new entrants to farming. Lenders will typically assess the farm’s financial performance, land value and overall business plan before approving a loan.
Speak with one of our team today to find out more about the key benefits and features of farm and agricultural mortgages.
Our team can also arrange a range of farm finance solutions to suit your needs, such as:
1. Long-Term Agricultural Mortgages
Spread the cost of purchasing farmland or agricultural buildings over terms of up to 25 years. Repayment schedules can be tailored to your farm’s seasonal income cycles, with monthly, quarterly or annual payment options available.
2. Farm Refinancing
Restructure or consolidate your existing farm debt to secure lower rates and better terms. Refinancing can also unlock equity tied up in your land and property, giving you capital to reinvest in your business.
3. Farmland & Buildings Purchase
Whether buying additional acreage, a farmhouse, barns or other agricultural buildings, we can help you access the right funding to secure the property you need to grow your operation.
4. Farm Infrastructure & Development Finance
Fund the construction or improvement of essential farm infrastructure – including new farm buildings, irrigation systems, concreting of work areas, land drainage and renewable energy projects.
5. Green Farm Finance
Take advantage of specialist green finance options to invest in sustainable farming assets, such as solar panels, wind turbines, smart irrigation systems, and other environmentally friendly technologies, to reduce costs and future-proof your business.
Choosing the right type of agricultural mortgage for your farm or rural business is important. With a range of options available, it can be difficult to know where to start – and selecting the wrong structure could cost you significantly over the long term.
At Evangate FS we simplify the process. We take the time to understand your farming business, your goals and your financial circumstances, then identify the most suitable mortgage option for your needs. We can help with:
Pick up the phone to us, we will explain each option clearly so you can make a confident, informed decision for your farm.
Kyle Robertson set up Evangate Financial Services to give farmers and rural businesses access to affordable mortgages, with genuinely independent advice and a friendly, no-nonsense approach.
He understands that farming is not like other businesses. The seasonal nature of farm income, the complexity of rural property, and the unique challenges that come with agricultural lending mean that specialist knowledge really matters.
With access to leading agricultural mortgage lenders across the UK, Kyle’s goal is simple – to find you the best possible farm mortgage deal and make the whole process as straightforward and stress-free as possible.
Put him to the test, have a chat to see what he can do for you.
1
I know farmers are busy and the last thing you need is a time-consuming mortgage process.
After a quick call, I will find the best options for you and also help with the paperwork.
2
Farming waits for no one, and neither do I.
Once we discuss the right mortgage for your farm, I aim to have a mortgage offer in principle within 48 hours* of receiving the necessary documentation.
3
I guarantee to give you honest, straightforward advice and a service that puts you first.
No jargon, no pressure and no hidden surprises – just clear guidance and a commitment to finding you the best possible deal.
From smallholders and family farms to large rural estates, we have helped all kinds of agricultural businesses across the UK find the right farm mortgage for their needs. We know that every farming situation is unique and we take pride in finding tailored packages that really work.
Don’t just take our word for it; here is what some of our other customers have to say.
Up to
90%
Loan to Value
Best Rates From
100+
Mortgage Lenders
Terms From
1 - 25
Years
Fast Quotes
1 - 2 days
& Quick Decisions
Deal With
1
Person At Evangate FS
Taking the first step towards securing your farm or agricultural mortgage doesn’t have to be daunting. Simply get in touch with us today for a free, no-obligation chat and let us do the hard work for you.
Whether you are ready to apply or just starting to explore your options, I am here to help. Call our office on 0800 488 0230 or complete the quote form above, and we will be in touch shortly.
(Telephone lines are open between Monday to Friday, 8am to 6pm)
* Terms and Conditions apply – our finance specialists in the UK will explain the process when we speak with you.
Quantum House Business Centre
2 Stoneycroft Road,
South Queensferry,
EH30 9HX
Tel: 0800 488 0230 or 07950 932190
Email: kyle@evangatefs.com
Evangate Financial Services, Quantum House Business Centre, 2 Stoneycroft Road, South Queensferry, EH30 9HX (FRN 1029792) is a trading style of Peregrine Asset Finance Ltd, registered in England number: 4208223 and whose registered address is 3 Maple House, Wykeham Road, Northminster Business Park, Upper Poppleton, York, North Yorkshire, YO26 6QW. Peregrine Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority number FRN649227, Peregrine Finance offers financial facilities to UK businesses only through a number of authorised funders, a list of which is available on request.
