Monday to Friday, 8am to 6pm

Light Commercial Vehicle Finance

Helping operators finance LCVs to move items from A to B

Do you need finance for an LCV?

Evangate Finance Services finds the best deals for any type of light commercial vehicle finance.

It doesn’t matter if you are looking for a small cargo van, long wheelbase panel van, Luton van, minibus, pickup or something bespoke – we can arrange finance for most new and used LCV’s.

With over 100 finance providers in our network, we can pretty much guarantee excellent rates for your next light commercial vehicle.

See if we can beat your best quote; it only takes 60 seconds!

Get A Free Quote

New & Used Vehicles

Evangate FS offer a comprehensive range of finance depending on your business requirements.

You may not need a brand-new commercial van when a second-hand one will do perfectly fine.

In these cases, we can cater for vehicles which are:

  • Classified as LGV weighing up to 3.5 tonnes
  • Have a maximum of 120,000 miles at the start
  • Will be 10 years old or less at end of the term

We can also arrange financing for used motorhomes, cars, trailers, and motorbikes. View our car & vehicle finance section.

Simple Light Commercial Vehicle Financing

Image of person to indicate dealing with one broker

deal with

1

person from start to finish

Borrow up to 100% of net asset finance cost

Finance up to

100%

OF THE LCV Purchase COST

Calculator image to indicate spreading payments over 12 to 84 months

spread the cost

1 - 5

Years

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QUICK QUOTES In

24-48

Hours

Pillars image to depict best deals from approved finance lenders

BEST Rates FROM

100

Specialist LCV Lenders

Benefits Of Using Finance

There are many benefits of using finance to procure commercial vehicles instead of buying outright.

These include:

1. Fixed Payments – know precisely what you will pay each month. You also have the flexibility to pay above the minimum amount to reduce interest fees.

2. Claim Tax Back – VAT registered businesses can recoup the 20% VAT added to commercial contracts. Certain costs are fully tax deductible.

3. Free Up Capital – refinance your existing assets to leverage their value to help secure newer spec vehicles.

Please speak with our team today to discover more benefits.

Flexible Vehicle Finance Options

Hire Purchase

Hire purchase agreements are ideal for businesses who want to own the vehicle at the end of the contract term.

The finance company buys the vehicle upfront. You agree to make monthly payments to them over an agreed period of time.

Assuming all the repayment conditions are met, you will have full ownership of the vehicle at the end of the contract, or you can return it.

Operating Lease

If you choose to finance an LCV using an operating lease, you basically rent it from a leasing company.

This is an affordable way to acquire vehicles by making fixed monthly lease payments. The payments are based on the vehicle’s initial cost and the contract’s length.

At the end of the lease term, you simply hand the vehicle back – saving you any depreciation losses or the hassle of selling it.

Operating lease payments can often be deducted as a tax expense.

Contract Hire

Business contract hire is based on a fixed monthly cost over an agreed period.

Road tax and servicing can be included in the monthly cost, which helps with cash flow.

At the end of the contract term, you return the vehicle or arrange a new agreement for another one.

Commercial vans or pickups on contract hire do not show as an asset on your accounts balance sheet.

Financing With Bad Credit Ratings

It doesn’t matter if you have an adverse credit history; we work with commercial finance lenders who cater to businesses with bad credit

Contact us to discuss the type of finance solutions they can offer. Many people are surprised by the competitive interest rates available for van finance despite years’ of poor credit ratings.

LCV Finance Broker

Kyle Robertson of Evangate FS helps companies of all sizes finance all types of LGVs.

If you need finance for a bespoke LGV, such as a tipper, dropside body, furniture body, scaffold body, traffic management body, cherry-picker, temperature-controlled van, or welfare unit conversion, he will have a lender who can offer financing.  

Kyle also partners with trusted vehicle suppliers, so he can point you in their direction if you need a specific vehicle.

For a free quote for any commercial vehicle (including HGVs), simply call him on 0800 488 0230 to discuss.

Get A Free Quote

Photo of Kyle Robertson

1

Simple

We will spend a few minutes on a call to find out about the van or minibus you are looking to finance. Then we set about finding the best deal.

Complete the form below or call us to get started.

2

Quick

It doesn’t matter if you are a sole trader, limited company or national business; we know the quicker you get the vehicle keys, the better.

Our goal is to give you a decision within 24 hours* of receiving the required documentation.

3

Guaranteed

We guarantee to provide you with a first-class service.

Most of our existing clients come back time after time because we offer them the best commercial vehicle financing rates!

Hear From Existing Clients

“Fantastic, Outstanding, First Class” are just some of the words our existing clients use to describe our service.

Even if you only need one small van or a fleet of 50 commercial vehicles –  you will always receive first-class service from us.

Next Step

To see if we can beat your LCV finance deal, complete the form above or call 0800 488 0230 for a free, no-obligation quote.

(Telephone lines are open between Monday to Friday, 8am to 6pm)

*Terms and Conditions apply – our finance brokers will explain the options when we speak with you.